I've been following Intesa Sanpaolo closely for years.
I started out as an observer, then became a dedicated analyst, and eventually it turned into an investment opportunity.
Between 2018 and 2020, I bought and sold the stock several times, always guided by objective analysis and medium-term strategies.
Over time, I’ve shared my research with more than 2,000 people, many of whom have purchased my studies and used them to inform their own financial decisions.
After nearly 18 years the stock could realistically return above €5. This wasn’t a personal wish, but rather the result of a rigorous analysis of financial statements, management strategy, and long-term technical market patterns.
Financial Performance 2022–2024: Solid and Consistent Growth
✦ 2022
Net profit: €4.35 billion
Despite the inflationary environment, the Group maintained a solid structure, supported by revenue diversification and the resilience of its core business.
✦ 2023
Net profit: €7.7 billion
Growth was driven by a sharp increase in net interest income and strong cost discipline. Dividend payouts increased, further boosting investor appeal.
✦ 2024
Record net profit: €8.7 billion
Net interest income grew by 6.9%, and the cost/income ratio remained around 52%. The bank confirmed its ability to deliver strong results even in complex market conditions.
Outlook for 2025 and Beyond: Sustainable Growth and Strong Shareholder Returns
A strategy focused mainly on organic growth, with a cautious approach to extraordinary operations
In Q1 2025, the bank reported a net profit of €2.6 billion (+14% YoY), with an exceptionally low cost/income ratio of 38%.
In addition to operational growth, Intesa Sanpaolo continues to pursue a generous dividend and buyback policy, supported by one of the strongest capital positions among European banks.
This is a financial technical study and not a financial advise. Please do your own research before make any decision.
I started out as an observer, then became a dedicated analyst, and eventually it turned into an investment opportunity.
Between 2018 and 2020, I bought and sold the stock several times, always guided by objective analysis and medium-term strategies.
Over time, I’ve shared my research with more than 2,000 people, many of whom have purchased my studies and used them to inform their own financial decisions.
After nearly 18 years the stock could realistically return above €5. This wasn’t a personal wish, but rather the result of a rigorous analysis of financial statements, management strategy, and long-term technical market patterns.
Financial Performance 2022–2024: Solid and Consistent Growth
✦ 2022
Net profit: €4.35 billion
Despite the inflationary environment, the Group maintained a solid structure, supported by revenue diversification and the resilience of its core business.
✦ 2023
Net profit: €7.7 billion
Growth was driven by a sharp increase in net interest income and strong cost discipline. Dividend payouts increased, further boosting investor appeal.
✦ 2024
Record net profit: €8.7 billion
Net interest income grew by 6.9%, and the cost/income ratio remained around 52%. The bank confirmed its ability to deliver strong results even in complex market conditions.
Outlook for 2025 and Beyond: Sustainable Growth and Strong Shareholder Returns
- Guidance for 2025 includes:
- Expected net profit > €9 billion
- Expansion in core sectors (wealth management, insurance, digital innovation)
- Over €4 billion in technology investments
A strategy focused mainly on organic growth, with a cautious approach to extraordinary operations
In Q1 2025, the bank reported a net profit of €2.6 billion (+14% YoY), with an exceptionally low cost/income ratio of 38%.
In addition to operational growth, Intesa Sanpaolo continues to pursue a generous dividend and buyback policy, supported by one of the strongest capital positions among European banks.
This is a financial technical study and not a financial advise. Please do your own research before make any decision.
면책사항
해당 정보와 게시물은 금융, 투자, 트레이딩 또는 기타 유형의 조언이나 권장 사항으로 간주되지 않으며, 트레이딩뷰에서 제공하거나 보증하는 것이 아닙니다. 자세한 내용은 이용 약관을 참조하세요.
면책사항
해당 정보와 게시물은 금융, 투자, 트레이딩 또는 기타 유형의 조언이나 권장 사항으로 간주되지 않으며, 트레이딩뷰에서 제공하거나 보증하는 것이 아닙니다. 자세한 내용은 이용 약관을 참조하세요.