Deep Value Meets a Wave 2 Reset!
- The rejection at $23.61 may be a healthy Wave 2 retracement, not a broken bullish structure.
- Holding the $15.44–$12.97 support region keeps the constructive count intact.
- The market is pricing PGY at roughly 4.9x forward earnings, 2.6x forward EV/EBITDA, and about 1.0x forward sales, a valuation normally associated with much weaker growth or materially higher risk.
- A move back toward $25–$31 does not require a heroic valuation rerating; it merely implies that the market begins closi
In-depth trading ideas
Pagaya: When AI Growth Meets Mispriced ProfitabilityPGY — Pagaya Technologies Ltd.
Current price: approximately $21.11 | Analysis date: August 11, 2026
Pagaya is one of the few stories in the "fintech + AI" sector that, after a long stretch of losses and market skepticism, has moved into a phase of sustained GAAP profitability — yet the stock continues to trade at a notable discount to its own growth trajectory, and it's precisely this gap between fundamental improvement and the stock's muted reaction that makes it worth a closer look.
Fundame
*PGY Wyckoff phase BThe weekly chart of Pagaya Technologies Ltd. (NASDAQ: PGY) shows a textbook Wyckoff Accumulation pattern developing after a prolonged markdown phase. The schematic highlights institutional absorption and a potential transition toward a bullish cycle.
🧩 Structural Breakdown
Phase A — Stopping Action:
The Preliminary Support (PS) and Selling Climax (SC) mark the exhaustion of selling pressure near the $7–8 zone.
The subsequent Automatic Rally (AR) defines the upper boundary of the trading range
PGY — 212% Earnings Growth. Chart Finally Agreeing.Pagaya beat Q1 2026 EPS by 265%. Earnings growth 212% year over year. Fifth consecutive quarter of GAAP net income profitability. Full year net income guidance raised. New Sezzle partnership embedding AI underwriting at checkout. 30 lending partners. 160 institutional funding partners. $3.7 trillion in loan applications evaluated since inception.
This is not a story stock. This is a profitable AI business quietly compounding.
THE CHART
Four EMAs. Read them in order.
🟢 10 EMA — short term moment
Fintech Floor SetPagaya Technologies is trading near major long-term support, sitting at historical lows that have acted as a key demand zone. The stock has recently tagged and defended its $1 billion market cap level, an important psychological and institutional threshold. When a company successfully holds that valuation floor, it often signals stabilization and potential accumulation.
If PGY is going to rally, this is the area where it should begin building momentum. A decisive breakout above the $20.00 level
Breaking: Pagaya Technologies Ltd. (PGY) Report Earnings ResultPagaya Technologies Ltd. (NASDAQ: NASDAQ:PGY ) spike 17% breaking out of a bullish symmetrical triangle. The asset is still capitalising on the triangle gearing for 85% surge amidst growing interest.
With the RSI at 59, NASDAQ:PGY is claiming the $50 resistant should market sentiment remain bullish.
In another event, Pagaya Reports Third Quarter and Nine Months Ended 2025 Results:
Raises full-year guidance for Total Revenue, Adjusted EBITDA, and GAAP Net Income
Record performance across
PGYFrom a technical perspective, PGY appears well-positioned for a strong upward move toward the projected targets. This move could unfold either as an ABC corrective structure or a 5-wave impulsive pattern. The closer the entry is to the $19–25 range, the better the risk-to-reward setup.
The first target is around $88, and if the price achieves a daily close above this resistance, it could potentially extend toward the $250–350 zone.
PGY - Perfect Swing Trade?PGY looks to be coming into the prime spot for a swing trade. There's lots of the right sort of indicators:
1. There's a gap down to 24 - usually the end of a gap fill is a good support.
2. The 200 day moving average is also at 24
3. There's declining volume indicating selling pressure is dying off.
4. It's in a falling wedge, which usually breaks bullish.
There are multiple ways to play this trade:
1. DCA starting now down to 24 (it's currently trading at 26). You might not get the best price
Pagaya Technologies (PGY) AnalysisCompany Overview:
Pagaya Technologies NASDAQ:PGY is a fintech innovator leveraging AI-driven underwriting to scale across consumer credit, real estate, auto financing, and POS lending. Its diversified lending mix reduces reliance on personal loans while expanding growth opportunities.
Strategic Drivers:
Strong Partnerships: Backed by 31 financial institutions, enabling broad origination capacity.
Guidance Upgrade: Management raised 2025 outlook to $10.5–$11.5B in network volume, $1.25–$1.32
PGY | Approaching a MASSIVE gap. WILL IT FILL!?Pagaya NASDAQ:PGY
Mind the gap, fellow traders.
If we break through here, what's to stop us from getting close to $90 from a technical perspective? No, I'm asking YOU. You tell ME. I can't see anything ahead if we break above current resistance.
The lawd said, "Let there be a gap." The lawd looked upon the gap. The gap was massive. The gap was good. The lawd told his people, "I shall bring you to the edge of the gap, but you must fill it."
PGY - Watching for a Pullback to Previous High or 20EMAWhy This Setup Has My Attention:
Strong uptrend , but currently looks overextended
Approaching the 1.618 fib level — often a profit-taking zone
Heavy green volume recently on the daily chart = demand still present
I’m looking for a pullback to $20.60, which aligns with the previous high and the 0.382 fib retracement — a healthy spot for price to reload if bulls are still in control.
Plan:
Entry Zone: $20.60 area or bounce off the 20EMA
Stop: Below the most recent swing low
PGY (NASDAQ) - 30-Min Chart Long Trade Setup for Monday !🔥 🚀
🔍 Stock: PGY (NASDAQ)
⏳ Timeframe: 30-Min Chart
📈 Setup Type: Bullish Breakout
📍 Trade Plan:
✅ Entry Zone: Above $12.49 - $13.17 (Breakout Confirmation)
🟢 Take Profit 1 (TP1): $13.17 (First Resistance Target)
🟢 Take Profit 2 (TP2): $14.06 (Extended Bullish Target)
🚀 Stop-Loss (SL): Below $11.82 (Key Support)
📊 Risk-Reward Ratio: Favorable for a bullish continuation 🚀
🔹 Technical Analysis & Setup:
✅ Pattern: Symmetrical Triangle Breakout 📈
✅ Breakout Confirmation Needed: Sustained price a
Lower rates are coming sooner rather than later IMO Pagaya obviously does better with lower rates + I actually think their tech is going to make the loan business much safer and healthier. I have not done a deep dive into the financials but it seems their revenue is growing. Not financial advice but looking forward to see how this place out... Cheers
Pagaya Technologies Ltd. $PGY - LongToday we have on the radar Pagaya Technologies Ltd. NASDAQ:PGY
Pagaya Technologies Ltd. is a global financial technology company, headquartered in Tel Aviv, Israel, with operations spanning Israel, the United States, and international markets. Since its establishment in 2016, the company has been at the forefront of development and implementation of exclusive artificial intelligence technology and its corresponding software solutions. These advanced tools play a vital role in supporting partn
PGY maintains the overall trendPGY on the daily although heavily corrected does remain on trend. RSI is contracting and you know how I feel about that (big move coming). Volume is on an overall uptrend as well. PGY is very undervalued fundamentally in my opinion. I think the war has effected this Israeli stock pretty heavily. This offers a buying opportunity in my opinion. If you look at the last two major bounces from this line, the stock went absolutely parabolic, I think this happens again. I think 2$ by end of year at thi
$PGY vs $UPST Are They Really Similar?Ever since its public market debut in 2022, investors have been constantly comparing Pagaya Technologies Ltd. (NASDAQ: PGY) and Upstart Holdings, Inc. (NASDAQ: UPST) since they are both AI-driven fintechs. However, there is no merit to this comparison due to both fintechs’ drastically different business models. Upstart works directly with consumers to provide them access to unsecured loans, while Pagaya works with banks to improve their lending capacities. With interest rates not expected to fal
PGY climbing to support on earnings PGY is one of my small cap long term holdings that I sometimes trade calls with. The stock approaches the 50SMA and has broken a resistance that is the red horizontal and downward channel. The stock needs to retake a teal line for me to get excited about calls again. Strong RSI reversal. I added a local demand for context.
PGY breaking multi-week downtrendThis stock got slaughtered because the company is based in Israel. Despite this, growing fundamentals exist with adding a large automobile partner and bank. PGY has outstanding revenues for such a small company, and their overhead will only get better since their technology is in place as well as key management.
PGY, watch out. Swing traders! price target reduced by JMP Securities from $2.75 to $2.25 in a report issued on Monday morning, Benzinga reports. JMP Securities currently has a market outperform rating on the stock.
Other equities research analysts also recently issued research reports about the stock. Benchmark restated an overweight rating and issued a $6.00 price objective on shares of Pagaya Technologies in a research note on Friday, September 8th. Canaccord Genuity Group raised their price objective on shares of Pagaya T






















