Key data points
Last release
—
Observation period
Q1 2026
Next release
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Forecast
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Highest
18.79 T USDon Mar 31, 2026
Lowest
7.23 T USDon Mar 31, 2003
Details
The Federal Reserve Bank of New York's Household Debt and Credit Report provides unique data and insight into the credit conditions and activity of U.S. consumers. Based on data from the New York Fed's Consumer Credit Panel, a nationally representative sample drawn from anonymized Equifax credit data, the report provides a quarterly snapshot of household trends in borrowing and indebtedness, including data about mortgages, student loans, credit cards, auto loans and delinquencies.